Open Banking Documentation

Welcome to Papaya API documentation

Welcome to Papaya’s API Sandbox, a place for Third Party Payment Service Providers (TPP) to try and test our PSD2 Open APIs. Here you will find necessary documentation, instructions and code samples for making API calls. The implemented services fall under core services and are not covering all the requirements at this time. Papaya is following the Berlin Group API specification and where it is needed extensions are made to cover the full set of requirements needed for the service. The sandbox offers a safe and simple way to test the Financial Institution’s APIs. Developers can get to know themselves with existing and upcoming functionality.

We implemented NextGenPSD2 API based on the JSON data format for payment initiation requests and account information services. All APIs consumes JSON so requests sent to it should have the request body in JSON format.

Papaya Ltd is Licensed by the Malta Financial Services Authority as an Electronic Money Institution (EMI) Registration number C55146.

DISCLAIMER: Papaya Ltd. shall not be responsible for the communication of any fraudulent information relating to unauthorised activity, nor shall we be liable for any loss or damage incurred by any member of the public as a result of dealing with any entity which illegally solicits payments for fake real estate services or any other service which is not related to Papaya Ltd. main activity of Issuing Electronic Money or Prepaid payment products.